Accounts

Checking Accounts

Regular Checking

• $100 Minimum deposit required to open a new account
• No minimum balance on established account
• No monthly service charge
• No per check charge
• Unlimited check writing
• 20 free checks
• ATM and Debit Cards available

Interest Checking

• Unlimited check writing
• Interest paid monthly
• Maintain $1,000 minimum average daily balance or pay a $3.00 maintenance fee plus $0.20 per check
• ATM and Debit Cards available

Savings Accounts

Statement Savings

• $40 Minimum deposit required to open account
• Interest accrued daily and paid quarterly
• If quarterly average balance falls below $40, a $2.00 maintenance fee will be charged
• ATM card available

Certificate of Deposits

• 3 month to 30 month terms available
• Variable minimum balance required, starting at $500

IRA Savings

IRA Accounts

• All IRA's are invested in our bank CD's
• No bank fees
• We offer: Traditional IRA, Roth IRA, and Coverdell Education Savings

Health Savings Accounts

A type of savings account in which you can deposit up to a certain amount of pre-tax funds to pay for qualified medical expenses